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Sunday, August 1, 2010

Philippines Customs Tax Calculator


A lot of Pinoy eBayers, including myself, have asked for help from the experts on how to compute for tax/duties for imported products or items delivered from abroad. Based on information from an eBay thread (thanks to katana_hunter, tamed_8souls & v.carter), I created a calculator for this purpose. It's a little crude, but hopefully it becomes handy for those who have items to be delivered to the Philippines.

Disclaimer: This is meant only as a tool to estimate customs fees. This is in no way meant to be an official computation. Please use the calculation as guidance only.

Input fields are in yellow.

For corrections or suggestions for improvement, just leave a comment.


Declared Value
Shipping Cost
Other Costs
Total Taxable

Peso Rate
Amount For Customs Fee Computation

Tariff Rate (get the rate from the Tariff Table. if you're too lazy, just peg it at 10%)
Customs Fee

CDS
IPF
Postal Charge

Total Vatable
VAT (12%)


Total Amount To Pay (sum of green fields)


For those using Express Mail Service (EMS), here's additional information:

EMS office phone numbers at Pasay City (as of August 2010):

854 5257
854 5148
867 8070
854 0084
854 3580
854 4621

Wikimapia map: EMS Location Map

179 comments:

Anonymous said...

this is the same formula customs gave me.. thanks a lot..

TOS said...

glad it helps.

Edward said...

well its quite hard to make the calculation as the calculated price i had from other sources point me to about 2K php but this calculates me at 60K... for a 8600 yen parcel

TOS said...

i put .53 on peso rate, with an assumption of 10% tariff, and i'm getting P1674 total.

decimal points are tricky to be input... so what i do is type in the numbers first ("53"), then type in the "." last.

hope that works.

Anonymous said...

hotdamn tariff rate for camera is 14%? because my item from fedex 174usd(ship and item) is 2800 pesos wtf

TOS said...

cruel indeed! unless you find cheaper means to bring it to the philippines, i guess that means it's not practical to ship cameras.

Anonymous said...

...so how do I use this?

Anonymous said...

Thanks for posting; doesn't seem to work in Chrome or Safari but no worries; very helpful.

TOS said...

i already got it to work on IE. i think it should run ok as well with other browsers. sorry about that.

Anonymous said...

Got an item from Taiwan through EMS. Grabe naman pala ka hayok ng tax computation. parang yung tax na binayaran ko same worth sa item na pinadala sakin. Powta nyo taga custom kayo

Anonymous said...

it runs on chrome but the decimal point is not working, so it would give you tens places in thousand ex. 35,000.00, 45,000.00

TOS said...

just a quick fix: type in last the decimal point in the field.

Joel Chua said...

Gee... The government should be using something like this!!

TOS said...

they were enjoying too much with their traditional calculators ;-)

Anonymous said...

what's the tariff rate for clothings?

Anonymous said...

Thank you so much I was enlightened as I almost sue customs for entries I do not understood!

Although I believe "loose, unmounted diamonds" are free of duties, the customs officers still imposed 3% on them. I'm sorry I'm too lazy to look at Tariff Codes:P

TOS said...

better to know before you go there, so you won't get any surprises. and in case they overcharge you, you could say you checked the tariff rates. at least you're not defenseless.

Anonymous said...

i got lost, my item is p3k and my custom duty is estimated at 33k? amazing. I have 7 items with same worth and it means 33k x 7? robbing the people. only if there are people selling items here in philippines with fair price, nobody would buy it anywhere else but within the country. even the law is not fair.

TOS said...

do you mean the calculator gave you 33k for a 3k product? you might have missed the peso rate entry. enter there the correct peso rate relative to the currency. say, to the dollar, 43 should be entered.

Lito said...
This comment has been removed by the author.
Lito said...
This comment has been removed by the author.
Lito said...

Hi!

I would like to ask if this is right or wrong. I'm buying/shipping a digital camera from the U.S to the Philippines and right now I'm arguing with Fedex about the calculation.
According to this information taken from your link the tariff rate/custom fee for digital cameras should be 0%

Description:
Digital cameras

Tariff code:
8525.40.30

Rate of duty:
Free

TOS said...

one thing to note, even if you're free of duty, you still have to pay VAT. maybe that's what fedex is giving you?

Lito said...

Yes I understand that, I'm supposed to pay 3.297P Not around 6.000P. Strangely Fedex.com has an online calculator that arrives at the same 3.297P as this calculator does.

Anonymous said...

wanna know how to use the decimal point?

I'm using JPY for peso rate and it is 0.53.

I just typed it .53 extra fast and it went in. haven't tried it for cents though. but atleast I know it works.

TOS said...

hahaha, thanks for input @anonymous :)

Anonymous said...

Glad someone gave this link to me.

^^

Thanks for making the calculator~ It helped me a lot

Anonymous said...

Customs gives a lot of headache. Almost had a heart attack. But thanks a lot for putting this. So thankful that someone kindly posted the link in yahoo.

Anonymous said...

how about for a digital player with declared value of US$30... should i still pay for tax?

Anonymous said...

very helpful to prepare for argument with corrupted custom officers.

Anonymous said...

June Corral

FEDEX Was bunch of bullshit they charged me for PHP 25,474 for my RC Remote that cost only $400.

I called to them then ask why,they can't explain,but keep on saying " taxes and duties."

WTF Fedex! Better not to use them.

DM said...

Hi, I wanted to know if an item that was bought in the Philippines, carried by the first owner to the US, and then sold back to me would still be required to pay customs duties or taxes, etc? I can get the receipt for when the laptop was bought here in the Philippines. Could I use that to present my case as to why it shouldn't be taxed or pay duties at all?

TOS said...

hmmm, tricky scenario... but i think you're idea of showing the original receipt would fly.

still, ask the experts at this thread... they might provide you with more insight.

http://forums.ebay.ph/thread.jspa?threadID=600000275&start=640

Gleziel said...

matagal ko na gamit tong calculator na 'to.. meron pa po ako isang ginagamit...

share ko lang...

http://app.jamesbanogon.com/import-tax-calculator/

entelechy said...

Hello,

THank you so much for this blog post. It has helped so many people already :)

My situation is... I bought some clothes from UK and it's only for personal use. the total cost of the goods was PhP7800.
YEsterday I got a call from RAF International Forwarding Company and they told me that I have to pay the customs tax (P3948) + storage fee (P500).
They said if I confirm by replying to a text message they sent earlier, they can stop holding it and release it.

They said they can deliver it to my door and I can pay the customs tax by Cash ON DELIVERY. Is this right?

I thought I need to pay the customs fee by picking it up from the customs office or something?

Thanks for your help!

Anonymous said...

I've ordered a product from Hongkong but i had a customs charge of 1,322.60php.

Using the formula you've provided, it only amounts to 757php.

Is there any additional charge if the courier is not EMS? (ex. DHL..)

Thanks.

TOS said...

try to compare the actual receipt and the ones coming out of this calculator, see where the difference is. not sure if they changed something in the computation, but it would've been better if you printed out your sample calculation so you could compare on the spot.

Anonymous said...

Anonymous
HI!

Im from baguio at na-claim ko parcel ko kanina at 40php lang ang binayad ko my declared value is below $50.

May gusto lang po ko itanong, lahat po ba ng mga packages ay pinapadala sa mga local post office? Or may possibility na kunwari taga dito ka sa Baguio at papapuntahin ka nila sa pasay para i-claim ang packages mo?

Anonymous said...

For an accurate Peso Rate, go to this site (http://customs.gov.ph/) and look for something like:
======================
EXCHANGE RATE
Customs Memorandum
Circular No: CMC_EX03232012

PHP 43.0490 = USD 1.00

Effective Date:
2012 March 24 to 2012 March 30
======================

~mj

Anonymous said...

For airpost parcel like local postage and parcel 40 pesos would be the fixed amount of duties and taxes like hongkongpost singpost and others i havent tried the others but these two makes me pay a fixed amount of tax and duties for only 40 pesos sometimes free. But if you use fedex, dhl, ups ems etc it will give you an enormous amount of tax and duties depending on the declared value

Kites said...

Thanks for your post.

It was my first time getting a parcel at our local post office last Wednesday and the officer said to me that next time I would be paying customs duties with goods valued at 50 dollars and up.

Anonymous said...

Does the customs have the cabability to check the bank use in paying the imported items. They (Customs) making sure if what the declared amount paid of the cargo is the same in the invoice?

TOS said...

i don't think so. they reference the declared amount, but if it's grossly questionable, they reference their own kodigo.

Anonymous said...

Example of a basic tax computation on imported items thru postal system:(EX. Clothes, Bags, Shoes)
Declared/Assessed Value : $100.00
Freight Cost (Stamps) : 20.00
Dutiable Value : 120.00
Current Exchange Rate :P 42.57
Dutiable Value :P5,108.40
Rate of Duty : .15%
Customs Duty :P 766.30

Dutiable Value :P5,108.40
Customs Duty : 766.30
CDS(Customs Doc. Stamps : 250.00
IPF(Import Proc. Fee) : 250.00
BIR Stamps : 15.00
Evat :P6,389.70
Evat Rate : .12%
Evat : 766.80

Summary:
Customs Duty :P 766.30
Evat : 766.80
CDS : 250.00
IPF : 250.00
BTR Stamps : 15.00

Total Tax Due :P2,048.10

Anonymous said...

the P40.00 payment stamped on the PHILPOST NOTICE is payment for the Philpost service.. NOT as payment for tax impose on the parcel.

Anonymous said...

to entelechy:
this should be your computation:
Dutiable Value(L.C.) :P 7,800.00
X Rate of Duty : .15%
= Customs Duty : ,170.00

Dutiable Value : 7,800.00
+ Customs Duty : 1,170.00
+ CDS : 250.00
+ IPF : 250.00
+ BIR Stamps : 15.00
= Evat Base : 9,485.00
X Evat Rate : .12%
= Evat : 1,138.20

Summary:
Customs Duty :P1,170.00
Evat : 1,138.20
CDS : 250.00
IPF : 250.00
BIR STAMPS : 15.00

Total Tax Due :P2,823.20

tpm

Aile said...

Is this accurate? I'm getting an item in a couple of days, and I'm worried that I might miscalculate on the item itself.

June Solas said...

We were mailed a "free" package, a promotional product from an American Company. These items in said package are free and have no apparent value even on ebay if one were to place it there.

We were charged a total of 2,500 php for said item.

We have left this items unclaimed, and we lost out as well due to the fact we had to pay shipping for the said package.

i also once bought a book online for 9usd, I was charged 200php for it. that is like 50% of the item's actual cost.

Its been so irritating lately that i've already made my literary purchases in audio and pdf form already for the last few months.

Tax on reading material. Really? 30-50% of the actual value too, and tax on "free items".

Way I see it most of the money that we pay doesn't even reach goverment coffers.

Anonymous said...

Just received a free warranty replacement part for our generator valued at $29.06. Total Customs charges were $30.69 ! ! !

This is exactly why the Philippines will always retain its backward 3rd world status. Why would an extremely poor & undeveloped country close its borders to foreign trade? Ask the North Koreans they have the same policies as the Philippines!

From now on it's Balik Bayan Box shipments only, (where, regardless, everything is “used clothing”) enough of this government extortion!

Rhinegreg said...

can anyone check if this is correct?
sample:
Dutiable Value(L.C.) :P 33,900.00
X Rate of Duty : .15%
= Customs Duty : ,170.00

Dutiable Value : 33,900.00
+ Customs Duty : 5,085.00
+ CDS : 250.00
+ IPF : 250.00
+ BIR Stamps : 15.00
= Evat Base : 37,940.00
X Evat Rate : .12%
= Evat : 4,552.80

Summary:
Customs Duty :P5,085.00
Evat : 4,552.80
CDS : 250.00
IPF : 250.00
BIR STAMPS : 15.00

Total Tax Due :P10,152.80 ??

TOS said...

@rhinegreg, that looks correct.

Anonymous said...

http://zeromd.wordpress.com/2012/04/15/how-to-circumvent-hefty-customs-tax-and-start-your-ecommerce-business-right/
I am excited by what the article teaches but it might be more complicated than meets the eye. Any takes on this.

Grace said...

Rhinegreg, this is the correct computation


Dutiable Value(L.C.) :P 33,900.00
X Rate of Duty : .15%
= Customs Duty : 5,085.00

Dutiable Value : 33,900.00
+ Customs Duty : 5,085.00
+ CDS : 250.00
+ IPF : 250.00
+ BIR Stamps : 15.00
= Evat Base : 39,500.00
X Evat Rate : .12%
= Evat : 4,740

Summary:
Customs Duty :P5,085.00
Evat : 4,740
CDS : 250.00
IPF : 250.00
BIR STAMPS : 15.00

Total Tax Due :P10,340

Anonymous said...

this is great! thank you for posting this! i have a question though, i bought a cellphone online and asked the seller to declare it 40 usd only (original price is 310usd), will that cause any suspicion and open my package? The item has now arrived and is at customs, i dont know if i have to get it myself or it will be delivered to my doorstep (like what the seller told me).. i used EMS Speedpost Shipping method..

Thank you again!

Anonymous said...

@June Sosal - books are exempted from tax

Anonymous said...

hey i need help im gonna pick a used cellphone, but my fiance declare $200... do they process credit card????

JML said...

Hey, uhm. is this calculator somehow accurate? Because I want to know how much I should bring when I pick-up my package from the customs.

And regarding the tariff rates. Is the cellphone really for 'Free'? Does that mean 'O' as in itlog? o.O I was quite shocked sorry. -.-"

TOS said...

calculations are not exact, but close enough to be used for guidance.

yes, zero tariff last i checked, but that doesn't mean you won't pay anything.

JM said...

I brought a book from Canada and had it shipped in Paranaque. It costs about 36 Canadian dollars total. How much will I pay? Is it exempted from both the VAT and the customs duties? Will I only pay the 40 pesos handling fee?

JML said...

ohh. alright. thanks for answering my questions :)

I have another question then.. My seller said that he will send me 2 packages, one includes the phone with the charger and manual. the other one includes the battery only. he said that it's because a rule in the Japanese EMS or whatever that you need to separate or something the battery from the phone. So, how much do you think my rate of duty for the battery be? still 0%? sorry, I don't know which category in the tariff table will a cellphone battery fall under >.<

Anonymous said...

Any working number for EMS Sta. Rosa?

Anonymous said...

Hi, I was just wondering if a football jersey and scarf is still eligible to pay customs duty and tax? It's shipped via Royal Air Mail.

Value: 59
Shipping: 13
Total: 72

Tariff: I put in 15 just in case
Exchange: 62

Total: 1900+

Is that right? Thanks!

Ysabella said...

Hi!

Thanks for this.:)
I am planning to buy baby stuff from an online shop in China (with free shipping)..around Php1,500 only. How much do you think Customs would charge for tax?

Regards:)

Anonymous said...

hi,

we have bought a kinetic watch winder in amazon for $249.00 with shipping charge of $35.98 through DHL.

We have already received the package some 2 days ago and then DHL called saying that we would need to pay for the customs. Is this really the process? Do they first deliver and then collect the customs? We are being charged Php3,000.00 for the item.

Thanks!

Anonymous said...

Synergee,
Hi TOS, could you please check if my calcs are correct. I am just about to send a used laptop and a used mobile phone from Australia to Cebu. Declared value is $250, Shipping is $102 and Insurance is $50. The calculator says about $2,700 payable to Customs. Is this correct?
I assumed that both items are FREE from duty charges.

TOS said...

yup, around P2,700.

Charmille Riamae Senica said...

Hi. I'd like to ask what would I pay if I order goods with a value of 132$ and a shipping fee of 29$. I'm having a hard time putting decimal points. I'm hoping for your kind response to this inquiry. Thank you.

TOS said...

just type the next number quickly after the decimal. or cut & paste the figure. sorry about that.

Anonymous said...

Hi po..panu po pag nag pabili po ako ng 5 sets ng alahas worth of 25,000 magkano po ang total lahat if ipadala dito?

Anonymous said...

tama ba comutation ng customs sakin?

[IMG]http://i131.photobucket.com/albums/p284/shibabz03/613C134D-70F7-4741-836A-516E316B41CB-11539-00000340C230618B_zpsc80091d8.jpg[/IMG]

pahelp naman... 9shirts, 2 bottles vitamins, & 4 small perfumes..

$80 declared
$47.95 ang postage na binayadan
declared as gifts..

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EHIN said...
This comment has been removed by the author.
EHIN said...

Hi, regarding the Tariff for Cellphone, which Tariff heading would/should a Galaxy SIII (a cellphone ) fall under. Or for that matter how about a Galaxy Note 8 (a phablet) which could go either way a phone or a computer/tablet depending on how up to date the customs examiner is..
(sorry about the earlier misspelt post, lousy keyboard)

Anonymous said...

Thank you for this post. I always uses this to compute for the items that I bought online. This is very helpful. Salut to you!

TOS said...

@EHIN, whether phone or computer (i didn't see tablet in the tariff table), you get zero tariff.

@Anonymous, thanks!

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Anonymous said...

@EHIN you can't classify the tablet lietraly, tablet is not directly stated in the TCCP vol. 1 it is classified as others...8471.30.10 O% for MFN rate and 12% VAT

lenny j said...

hi everyone,wanna know if do i have to pay tax if the items sent to me is declared as a gift. thanks

michelle said...

Hi! seemed this was very helpful way on how much customs would impose a tax to my air freighted personal effect so i may know beforehand how much would i pay, thought maybe they would overcharge me because it was a brand new A/C. Im coming back to Philippines this coming thursday and my cargo arrived today and was thinking how much tax it would cost in the custom.. Im asking a favor to compute it for me, there was some data i don't know to fill up. I bought an AC split type, Samsung 1.5 ton which cost me here 159.000 omani riyal ( to convert in phil peso, say 17K. I paid for air cargo 5K, according to the weight 52kg.. Thanks much in advance!

Anonymous said...

@TOS

hi, i dont get much the computation,

however, how much will i pay for customs if i will import using DHL service going here in the philippines.

cost of goods is $908
shipping cost is $25

item description is "mini lens accessories"

Anonymous said...

heartfelt thanks for this. it's really helpful. :) so they have different rate for ems? no one is answering in their office.

looking at the tariff table for their rate on cd or dvd is taxing. how i wish they'll update their list and make it more friendly. :'(

Anonymous said...

Good day!
Kindly, I want to inquire about the custom duties for my high end car priced at US$430,000. Thanks and good bye.

Huggs said...

Sana me sumagot... If I purchased at cost of P200 (used toy), taxable pa rin ba?

As I computed, it will generate me 600+ pa rin. I purchased books, used toys, pero wala namang pinapataw sa akin na tax. But this year, walang pinalulusot na merchandise sa akin lahat dumadaan sa customs. Any advice dun sa 200 worth of toy?

What if 400 worth? Should I pay for 600+ pa rin?

What I hate is need to pay a visit sa customs (pasay) while they can deliver the item on your area (post office) and pay there.

TOS said...

sorry, customs can get fickle so can't say. suggest to call them first.

How to Avoid stamp duty said...

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Hydzrariza said...

This is very helpful...
Pareparehas pala tauo ng problema... I bought shoes online, and render it as a gift.
It is through USPS

Is the customs will charged me?
How much approximately...

Help help help...

Anonymous said...

hi i am planning to go home in phil for good i have this lcd tv i wanna bring with me but it is used for about 8 months i bought it here in greece for 500 euros how much im gonna pay for the custom?thanks..

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asawako xa said...

i think this would really help.i just want to ask if how much is the tariff for the clothes worth 300$.. thank you.. :)

Anonymous said...

This is unbelievable. I would need to pay 627php for 100php worth item?

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Rob said...

where do you actually pay the import duties?

Lithium Heart said...

Hello, i would like to know how much is my possibly total to pay, i finally received noticed that must go to post office in pasay to pick up my parcel.. I'm so disappointed it's the first time this will happened to me, i would like to print out the summary total of how much i might pay there and use this as another back up tax calculator in case they charge me huge amount than i'm already expected, my parcel item value worth 200usd and shipment cost 50usd, please let me know as how to compute this, thank you in advance, very helpful blog.

Anonymous said...

postal charge is 50 pesos as of 2014.

@lithium heart, it depends on what kind of parcel, if it's clothing the tariff is 15% so you'd pay around 3,800 pesos.

Anonymous said...

This is really helpful. I've been going back and forth in customs since 2011 and I never had any idea how they make their computations for the duties and taxes. I just blindly pay for the amount they present to me.

At least, this time making transactions with them won't make me feel dumb.

Thankies.

Ched Pagayatan said...

Thank you for this! Does this also include port costs?

Anonymous said...

Hello, im going to buy an toy rc car worth of $ and the shippi my cost $195 so total $890 how much will i pay for the customs? Thank you

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This comment has been removed by the author.
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Anonymous said...

Bumili ako ng clothes sa china and worth nya is 12500 plus shipping fee 2217?? Mag kano ung tax nya??

Ok po b and DPEX??anong ok na courier??

Forbidden Lotus said...

hi..been calculating my parcel from japan.,.hindi ko pa rin siya makuha,..kaya para makasiguro be asking your help.. 128$ ang declared value nya 14$ ang shipping..i know 10% ang tariff niya for Cd album...but i always get 5k for the item...can you please help me..sankyu

James Andrew said...

Thanks for sharing! By the way, for customs clearance in the Philippines, visit: http://orientfreight.com.

Anonymous said...

thank you for the formula provided. very helpful. i have sleepless nights already how much am going to pay. thank you so much. mercy

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danidoesnotknowshit said...

Hi :)
are accessories exempted from tax?
(pair of plugs, pair of tunnels, set of 8 tapers + plugs)

I'm hoping they are because.. shit. it's going to cost me at least more than 650 Php to 700Php >.

another question.. What if I bought like a single piece of clothing (top) would they still be taxing me for it?
(lol. medyo sa allowance lang ang source of cash ko. haha)

replies would be much appreciated! :)

danidoesnotknowshit said...

**650 to 700 Php EACH PAIR/PER SET

Anonymous said...

Thank you sa calculator. Nagmatch sa sinisingil sakin ng DHL for my package today.

John Terry said...




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Anonymous said...

This is heartbreaking. I won a wedding gown from an online contest and they shipped it to me two weeks ago. The gown cost around $5000 USD and I can't imagine how much the tax would be. I joined the contest to save money and with the Philippine tax i don't think i can ever get my prize. How can they do this? I'm trying to justify the reason behind all these tax but it does not make any sense at all specially that I did not by the dress and I don't have the money to pay for the extra tax (in case I'll be charged for it.). I was just too naive to believe I can get it for free. I didn't know a thing about packages but this is such a bad news for me. :(

bong reyes said...

puta mga taga custom ganid sobra sa tax..mas mahal pa sa presyo ng bibilhin ko electronics gadget galing u.s. ang presyo!! Mga BUWAYA!!

John Terry said...





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faryal naaz said...

Thanks for sharing that information with us really informative.. Keep posting and I'm waiting for your
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Mrs Sharon Sim said...

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Marvin Dela Cruz said...

If i will going to buy an action figure that cost $42 and free shipping, how much is the tax that i need to pay?

Marvin Dela Cruz said...

If i will going to buy an action figure that cost $42 and free shipping, how much is the tax that i need to pay?

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Keith Allen said...

I will contact the Customs Clearance in the Philippines to check the total taxable amount of my shipment. Can you please teach me how to use this tool?

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bennina said...

My small parcel sent from Korea on July26 thru registered airmail with 1 music cd and declared value is at $29.99USD with free shipping was not taxed when I claimed it at my local post office after 13days. Tinanong lang ako kung ano ang laman saka magkano.I just had to pay the Philpost Parcel Fee of P112. Based on your computation table and the estimate given by the customer support of customs, they are similar.

Anonymous said...

Been shopping from ebay since last year. I have been able to avail their free shipments from hk and china. I had no problem with some small items that I bought because they were no taxes shouldered. However, those were not so small items had different story. The customs charged my 30 peso worth comb for 155 pesos. Some items that I bought abroad were charged per item when it was delivered by batch. These items have different values declared but charged with fixed value of 112 pesos per item. The receipts only indicated the price. No computation. Can someone please explain it to me if what I'm paying is just and right?

paul harry said...

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Loan said...

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Lsg Industrial said...

Is this really works? And how accurate it can be?
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PAULSON LOAN INVESTMENTS said...

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Loan Officer
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Susan Dan said...

this is very ordinary and glories article from Philippines Customs Tax Calculator. so much deep info to aware thanks for posting.





Pay less tax in the UK | UK Dentists pay less tax

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Osman raheem said...


Hello Everybody,
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LOAN APPLICATION INFORMATION FORM
First name......
Middle name.....
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Unknown said...

Hello

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Anonymous said...

We Offer loan for just 2% Rate.


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Funding Solution said...

Dear Customers,

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We Offer Loans world wide from $10,000.00 to $100,000,000.00 with 3% interest rate.Anybody interested should email back with amount needed . If you are interested in obtaining a LOAN, do not hesitate to send your request to us via e-mail: (Williamspeter199@gmail.com) or WARSUPP me at +2332604866768 or PH: +1(409) 359-2407

Osman Mohammed said...


Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested individuals who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us at Email: flourishloancredite@gmail.com
APPLICATION DETAILS
Your Full Details:
Full Name:
Loan Amount Need:
Loan Duration:
Phone Number:
Applied before?
State:
Monthly Income:
Country:
You are to send this to our Company Email;flourishloancredite@gmail.com

Anonymous said...

WE AT THE WINONA MILLARAY LOAN FOUNDATION IS CURRENTLY CONDUCTING AN END OF THE YWAR GIVE AWAY BONONAZA PACKAGE TO ALL OUR CLIENTS BOTH OLD AND NEW THAT ARE CURRENTLY LOOKING TO GET A NO UPFRON FEE LOAN FOR THIS SEASON AS IT IS JUST %2 PERCENT GUARANTEED LOAN ORDER .


DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

GET OUR FAST AND GENUINE LOANS NOW WITHOUT ANY UPFRONT PAYMENT AND FEES .

HELLO LOAN SEEKERS ...


Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organisation, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who has been calculated to be in the loan lending business/sector for 3 decades (30 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction.

Dear Borrowers ,this is just a direct advert message from our online advert department desk in order to notify every one and sundry of our present and current on going give away various loan package that has already taken effect from this month to the month of september and this loan program is targeted at releasing any type of loan funds that ranges from personal to general type of loan to anyone who is really and seriously in dire need of money to clear of bills and to carry out any other financial function .

You all are free to contact the company application post on this 2 various email addresses listed bellow.

Email : mrswinonamillarayloancouncil@gmail.com
Email : thewinonamillarayloancouncil@hotmail.com

What is the interest rate / ... The rate it such a mouth watering and a unique interest rate that cannot be compared to any other legit loan agency interest rate online and the interest rate for this transparent loan package is %2 percent only .


What is the loan Process?

One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose. The verification / approval process is physically done within 6 hours on submission of all documents required.

The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfil your various financial desires and dreams this season by granting you loans this season .

You all are free to contact the company application post on this 2 various email addresses listed bellow.

Email : mrswinonamillarayloancouncil@gmail.com
Email : thewinonamillarayloancouncil@hotmail.com

Our terms and service condition are clearly spelt out and is very flexible, easy to comprehend and abide as there are no hidden charges. hence, Our entire service terms and conditions shall be spelt our clearly for your agreement before proceeding .

Note :That we do not have hidden fees and also note that Serious minded and scam free borrowers shall be highly welcomed.

Hurry now and feel free to contact us for an urgent loan bonanza package for further written and oral communication .

YOU ARE ALL BLESSED AND UPLIFTED AS YOU APPLY .

Signed By ,

The Company Management .


Anonymous said...



DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

GET OUR FAST AND GENUINE LOANS NOW WITHOUT ANY UPFRONT PAYMENT AND FEES .

HELLO LOAN SEEKERS ...

Hello Everyone,


Hi, I'm Mrs Winona Millaray the director of operations of the Winona Millaray Loan Foundation! Welcome to The Winona Millaray loan foundation! We'ar a naturally-minded loan organization, a reputable and an accredited loan foundation who has been putting smiles in the faces of thousands of the financially distressed persons out there and who have been calculated to be in the loan lending business/sector for 3 decades (30 Years) with over 20 branches in various countries of the world,We are a legitimate financiers as we have the entire document to show for our transparency in the carrying out of our day to day transaction. the CEO of the Winona Millaray loan foundation with branches across Asia, Europe , America , and Africa as we are up to lease any kind of loan to serious minded business men / investors like you .

Our dignity is to respect while providing the highest quality services, We will not also forget to bring to your notice that we grant loans to sincere and serious minded customers that need to be uplifted financially with the help of loan / loans Should you need any kind of property investment loan / general type of loan .. do not hesitate to hit me on the company email address for more info on how our online loan release deals works as our online loan release terms and condition are very flexible , which means that .. it was carved out for great benefit to the entire world business active / engaged individual populace .

What is the loan Process ?

One can apply for a general loan any time in anticipation of a quick, hassle free and unsecured finance for any purpose.

The verification / approval process is physically done within 6 hours on submission of all documents required.

The time frame of getting an unsecured international loan funds that we are currently providing is not more than 24-48 hours as it highly depends on the total commitment and seriousness of such an esteemed borrower during the loan processing period which may take 1-2 day.

Here are a few of the options we are currently offering from this new year:

-Medical Expense Loans

- Start-Up Buienss Loans

- Bad Credit Financing

- Business Lines of Credit /Expansion Loan

- Equipment Financing

- Unsecured Business Loans

- Term Loans

- Micro Loans

- Non-Traditional Lending

- Investor Capital

-Vehicle / Car Loan

-Company Loan / Industrial Loan

-Debt Settlement / Consolidation Loan

-Military Personnel Loan

-General Type of Loan Etc .

FEEL FREE TO CHECK ON ME ON MY PERSONAL EMAIL ADDRESS SO THAT WE CAN TALK MORE .

Email : mrswinonamillarayloancouncil@gmail.com
Email : thewinonamillarayloancouncil@hotmail.com


You all are free to apply now for an unsecured legitimate and a guaranteed loan from the WINONA MILLARAY LOAN FOUNDATION as we are all ready and set to fulfill your various financial desires and dreams this season by granting you loans this New Year season .

TAKE NOTE: THE RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED.

Regards,

Pastor Mrs Winona Millaray .
Director of Operations

tara kline said...

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Anonymous said...

Hi idk how this work but can saomeone help me my item value is 310usd how much is my tax in the Philippines so my aunty knows the right amount to pay and at least she wont get scam

osma raheem. said...

Hello Everybody,
My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

LOAN APPLICATION INFORMATION FORM
First name......
Middle name.....
2) Gender:.........
3) Loan Amount Needed:.........
4) Loan Duration:.........
5) Country:.........
6) Home Address:.........
7) Mobile Number:.........
8) Email address..........
9) Monthly Income:.....................
10) Occupation:...........................
11)Which site did you here about us.....................
Thanks and Best Regards.
Derek Email osmanloanserves@gmail.com

Evelyn Russell said...

Testimony of financial breakthrough from GOD through the help of Funding Circle Loan INC. (fundingcapitalplc@gmail.com OR Call/Text +14067326622)...

Hi I'am Evelyn Russell resident at 808 NE 19th St Oklahoma City, I am a single mother blessed with 2 daughters. For a while now I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a Godsent loan lender that changed my life and that of my family Through the help of a fellowship member "a lender with the fear of God in him Mr JASON RAYMOND, he was the man God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan worth $135,000.00 USD in less then 24hours. So my advise to anyone out there genuinely in need of a loan is to contact Funding Circle Loan INC through this official email:- fundingcapitalplc@gmail.com OR Call/Text +14067326622 and be financial lifted.


MRS SHARON SIM said...

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No credit check
Repaid over 1 year to maximum of 25 years at a low interest rate of 3%.
Approval in 15-30 minutes
Open 7 days a week from 24/7
Service available nationwide
E-MAIL - urgentloan22@gmail.com

MRS SHARON SIM said...

DO YOU NEED FINANCIAL HELP? 5000$ to 100,000,000.00$
No credit check
Repaid over 1 year to maximum of 25 years at a low interest rate of 3%.
Approval in 15-30 minutes
Open 7 days a week from 24/7
Service available nationwide
E-MAIL - urgentloan22@gmail.com

The China Sourcing said...

Importing Consultants China Thank you for informative & really needed a post about Sourcing Agent.

Gl-Bp said...

Dear Customers,

Business-Capital-Experts: We are currently funding for Business start-up, business developments, business expansion, Project funding and working Capital ILM.) Ranging from (20,000.00 to 45,000,000.00 Maximum In-Euro,Usd,Pounds) Our funding sources specialize in creative solutions to meet your needs. With Fast Process and Instant Approval.

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tara kline said...

In a word, wow!! I can't believe the funds are in my account already. Thank you, thank you, thank you! You made what is usually a long, drawn out and intimidating chore into a very pleasant and streamlined experience. I can't thank you and Mr. Leon Loans enough. Mr. Leon Loans for the terrific system, and you for the wonderful service. You are both quite awesome! if you need an urgent loan you can reach them on there email 24hourspaydayloan@gmail.com

Anonymous said...

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:urgentloan22@gmail.com Thank you

Clifford Jackson said...

GET RICH WITH BLANK ATM CARD

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